Portfolio Management

There are several approaches to managing your investments. 

Do it Yourself

If you have carefully read the material on our site, you have already picked up valuable money management advice. But guidelines are one thing and constructing and executing a plan  is something else.  Without the steady hand of professional management, individual investors tend to fall into one or several traps. They:

• trade too much in an attempt to boost returns;
• get swept up in the latest hot fad (internet, commodities, clean energy)
• fail to rebalance their portfolios;
• do not have a plan or do not stick to it.

Mutual Funds

Mutual funds claim to offer investors the benefits of low cost, diversification, and professional management.  But mutual funds suffer from many shortcomings:

High expense

• Because they try to beat the market over the short-term, mutual funds trade often, running up expenses and driving down returns.

Impersonal Service

• No consideration is given to individual investor needs and the fund manager is generally not accessible.
  

No consistency

• Mutual fund performance is impossible to predict.  Today's star is tomorrow's dud.

Fail to time market

• Fund managers claim they can time the market.  No one can time the market, so you are really paying high fees for false claims.
  

Conflicts of interest

The fund managers may favor:

• investment banking clients over your fund
• one of their other funds over your fund
• maximizing their own shareholders' value
• short-term performance rankings over long-term success

Underperformance

• Studies have shown that mutual funds under-perform the market by the level of their annual fees.  Expect to pay 3% for the typical Israeli fund. 

Dividend Investments – Private Portfolio Management

At Dividend, we construct investment portfolios that suit the risk tolerance and investment time horizons of our clients.

We provide our investors the following advantages:

• No conflicts of interest - we do not market any financial products, so we are not incentivized to sell something you do not need for our own benefit
• Committed to maintaining a long-term perspective and minimize trading costs
• Low management fees
• In-house team of analysts involved in security selection

Our mission is to help you achieve your financial goals, whether it be to buy a home, help your kids through school, start a business, attain financial independence, or save for retirement.

• If you are tired of “playing” the market and ready to seriously manage your money
• If you are seeking honest, professional portfolio advice and management without any conflicts of interest
• If you believe that hiring a money manger is the right way to manage your portfolio, or are not sure but would like to find out more please give us a call or send an e-mail and we will schedule an appointment at a time and place that is convenient for you.

Phone: (09) 777-6800
E-mail: dividend@tavor.biz